Service Contacts


Our Insurance Broker is Cummins Insurance, our provider is NIAC.

  • Debbie Cummins CPCU,, Cummins Ins. Agency, 4401 Hazel Ave. Suite 110 Fair Oaks, Ca 95628 (916)961-6000.

Debbie and Dan Cummins are fantastic, responsive, flexible, good at explaining things and getting things done.  They’ve been heros with the bike collective project and the New Co-op project.  They’re also big into bikes.

  • NIAC Risk Management office: Ellen, 831-621-6078, or generic:

Legal Services

  • Bill Kopper.   417 E Street, Davis, CA. (530)758-0757.  Worked with SCHA in OpCo project, resident issues. See Davis Wiki entry for more.
  • Cameron Hess, 10640 Mather Blvd, Suite 200 Mather, CA 95655.   Tel: (916) 920-5286  Fax: (916) 920-8608.  Advised SCHA regarding sponsorship of the Bike Collective.

Taxes and financials

  • Pamela A. Mainini, Certified Public Accountant.  1105 Kennedy Place, Suite 5, Davis, CA 95616 (530) 758-3653 ph, (530) 574-1327 cell, (530) 792-1477 fax.,
  • Rosemarie Garofalo, 603 6th St. 530-756-7108.


List of contractors we’ve commonly asked for help:

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